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Choose Your, Financing Options

Achieve your aesthetic or career goals with convenient payment solutions that fit your budget.
Treat and Learn Now, Pay Later lets users start a course or service now and pay in installments through a third‑party lenders.
— Approval and finance charges vary by lender.
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FAQ

Everything You Need
to Know — Financing programs

What types of payment plans do third‑party medical financing companies typically offer?
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They commonly provide short‑term (often 3–6 months) promotional interest‑free plans and longer‑term installment loans (6–60 months) with fixed interest or APR. Terms, down‑payment requirements, and monthly schedules vary by provider.
How are processing fees and interest applied?
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Besides interest or APR, many lenders charge a one‑time processing or origination fee (we apply a 6%–9.9% processing fee). That fee may be added to the financed balance or billed at signing — confirm how it’s handled before you commit.
Will applying affect my credit?
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Different lenders use soft or hard credit checks. A soft check typically won’t impact your credit score; a hard inquiry may. Approval depends on credit history, income, and debt‑to‑income ratio.
What happens if I miss a payment or want to pay off early?
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Missed payments can trigger late fees, higher interest, or negative credit reporting depending on the financer. Most plans allow early payoff, but verify whether early payments reduce interest or incur penalties.
What should I review before choosing a financing option through our clinic?
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Check the full cost (procedure price + our 6%–9.9% processing fee), estimated monthly payment, loan term, and any lender interest or fees. Confirm the type of credit check and the lender’s late‑payment and default policies.
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